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TODAY’S MORTGAGE RATES

Interest Rates stayed virtually the
same over the past 7 days.

The Mortgage Backed Security (MBS)
market traded up +8 bps on the
week. The 10 Year Treasury is
currently sitting at 4.28%.

Here are your Average Mortgage
Rates across the country according
to Mortgage News Daily.

A 30 Year Fixed Conventional Rate at
6.17% – equates to a $610.52 Principal
and Interest Payment per $100,000 in
Loan Amount. If you would like me to put
together scenarios for your situation, feel
free to contact me or use my Free
Mortgage Calculator below:

Mortgage Calculator – Green Home Loans

The big news last week was the
FED Meeting. The FED paused the
Federal Funds Rate as expected.

Trump announced his nomination for
the new FED Chair – Kevin Warsh.

Warsh has been critical of the FED’s
recent handling of monetary policy,
especially the policies that led to
easy money and rapid inflation.

Here are the key contrasting points
of view with Warsh vs. Powell.

I do think the Warsh nomination will
be a long term positive for mortgage
rates but I still don’t believe mortgage
rates are positioned for a major drop.
Currently, the average 30-year fixed
conventional rate sits in the low 6%
range, and most expert predictions
expect them to be around that
level at the end of 2026.

The big news this week is Friday’s
BLS Jobs Report.
This report typically positions where interest
rates will likely go for the month.
Higher job creation and low unemployment
hurts interest rates.
Lower job creation and high unemployment
helps interest rates.

There are a lot of characteristics
that go into a mortgage rate –
credit score, investor, loan to
value, loan amount, costs, etc.
Please call me to go over your specific
scenario so we can price your loan
out accurately.

Or you can get a Free Mortgage Quote
or Apply for a Mortgage with the links below.

Thank You! 

Beat The Banks

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Hope you have a fantastic week!!