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TODAY’S MORTGAGE RATES

Interest Rates have remained in a
tight range over the past 2 weeks.
This week rates went down about
.01% despite the Mortgage Backed
Security (MBS) market trading up
+26 bps on the week. The 10 Year
Treasury is currently sitting at 4.17%

Here are your Average Mortgage
Rates across the country according
to Mortgage News Daily.

A 30 Year Fixed Conventional Rate at
6.16% – equates to a $609.88 Principal
and Interest Payment per $100,000 in
Loan Amount. If you would like me to put
together scenarios for your situation, feel
free to contact me or use my Free
Mortgage Calculator below:


Mortgage Calculator – Green Home Loans

The big news last week was supposed
to be the BLS Jobs Report. The BLS
Jobs report was delayed to this
Wednesday due to a partial Government
Shutdown.

The big news this week will be the
delayed January’s BLS Jobs Report
on Wednesday. And The CPI Inflation
Report which will be released on
Friday.

There are a lot of characteristics
that go into a mortgage rate –
credit score, investor, loan to
value, loan amount, costs, etc.
Please call me to go over your specific
scenario so we can price your loan
out accurately.

Or you can get a Free Mortgage Quote
or Apply for a Mortgage with the links below.

Thank You! 

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TOP 3 REASONS TO BUY
A HOME BEFORE SPRING

Spring Buying Season is typically
the busiest home buying season of
the year. If you are planning to
purchase a home in 2026, it would
likely be beneficial for you to beat
the masses. Even just a few weeks
earlier could mean paying less and
dealing with less stress.

1. In Spring, homes are not on the
market as long because there are
more buyers. Homes are on the
market on average 20 days less
in Spring compared to Winter.

This means you have to make
quicker decisions if you see a
home you really want.

2. As competition for homes heats up,
home prices usually rise. This is just
simple economics. Higher demand =
the ability to charge higher prices for
the same asset.

3. Holding out for Lower Interest
Rates rarely works out. Many clients
decide to hold off on buying due to the
expectation that rates may drop. This
year, almost all experts predict
mortgage rates to stay in the same
range they are right now.

It’s important to remember that even
if rates do drop some, that rate drop
comes with increased demand which
raises home prices. If you can buy
real estate now, you can always
refinance and lower your payment
later should rates go down.

Hope you have a fantastic week!!