Instagram

TODAY’S MORTGAGE RATES

Mortgage Rates moved up .05% on
the week with the Mortgage Backed
Security (MBS) market trading down
– 7 bps over the past 7 days.

Here are your Average Mortgage
Rates across the country according
to Mortgage News Daily.

A 30 Year Fixed Conventional Rate at
6.36% – equates to a $622.89 Principal
and Interest Payment per $100,000 in
Loan Amount. If you would like me to put
together scenarios for your situation, feel
free to contact me or use my Free
Mortgage Calculator below:

Mortgage Calculator – Green Home Loans

The big news last week was the
September PCE Inflation report
which came in close to estimates.
Year over Year inflation rose .1%,
rom 2.7% to 2.8%.

The big news this week is the FED
Statement on Wednesday. The market
is expecting a cut of 25 bps and for
the FED to not cut at their
January meeting.

Remember that the last 2 times the
FED cut rates, mortgage interest
rates went up directly afterwards.
This was because the commentary
behind the rate cut created concern
there wouldn’t be further rate cuts.
Since the market is not expecting a
rate cut at the FED meeting in January,
it’s less likely this will happen if the
FED cut rates as expected on
December 10^th.

There are a lot of characteristics
that go into a mortgage rate –
credit score, investor, loan to
value, loan amount, costs, etc.
Please call me to go over your specific
scenario so we can price your loan
out accurately.

Or you can get a Free Mortgage Quote
or Apply for a Mortgage with the links below.

Thank You! 

Beat The Banks

OR

Register

HOUSING STATS IN AMERICA

The Case-Shiller Home Price Index
for September 2025 shows home
prices in America went up 1.3% over
the past 12 months. The yearly appreciation
is being held up by prior months as the
2 most recent months are showing
small declines of -.1% and -.2%.

Here is how the 20-city index has looked
over the past 12 months. Depending
on the locality, we’ve seen modest
gains to modest losses.

In a day and age where everyone has
a soapbox and an opinion on the
housing market, it’s important to block
out the noise and look at history.

Over the past 74 years, there have only
been 7 years where home prices have
gone down. Every time home values
went down, they appreciated afterwards
to a higher level.

Hope you have a fantastic week!!