Rates dropped… after a strong jobs report?

TODAY’S MORTGAGE RATES

Mortgage Rates improved close to .1%
on the week with the Mortgage Backed
Security Marketing Trading up
+39 bps.

A .1% lower rate on a $400,000 loan
equates to a lower payment of $26
per month.

Here are your Average Mortgage
Rates across the country according
to Mortgage News Daily.

A 30 Year Fixed Conventional Rate at
6.49% – equates to a $631.41 Principal
and Interest Payment per $100,000 in
Loan Amount. If you would like me to put
together scenarios for your situation, feel
free to contact me or use my Free
Mortgage Calculator below:

Mortgage Calculator – Green Home Loans

When we look at Mortgage Interest
Rates over the past year, rates are
lower than a year ago when rates
were near 7%. But higher than they
were in January and March of 2026
when rates hit near 6%.

There are a lot of characteristics
that go into a mortgage rate –
credit score, investor, loan to
value, loan amount, costs, etc.
Please call me to go over your specific
scenario so we can price your loan
out accurately.

Or you can get a Free Mortgage Quote
or Apply for a Mortgage with the links below.

Thank You!

Beat The Banks

MAY REAL ESTATE REPORT

Here is the audio of Keeping Current
Matters May Real Estate Report:

files.keepingcurrentmatters.com/KeepingCurrentMatters/content/assets/audio/20260507
/MMR-May-2026.mp3?__hstc=156033892.b0d0cdda72c69616c5bc289b3238
55a4.1778547982914.1778547982914.1778547982914.1&__hssc=156033892
.1.1778547982914&_hsfp=5196ba26acfd538f895db75f12940e3c

Here are some of my favorite
slides from the report.

Mortgage Rates in 2026 are at their lowest
levels during the Spring Buying Season
in 3 Years. Spring buying season is, in
many markets, the busiest time of the year.

Mortgage rates are offering about a $197
cheaper average payment on a $400,000
loan when comparing the market to
January of 2025.

If rates hit 5.99%, rates would lower a
$400,000 loan payment by an additional
$137 per month.

Most experts are predicting mortgage rates
to stay in the same range to slightly lower
into the 1^st quarter of 2027.

Here is where American Homeowner
mortgage rates are today on average.
Buyer’s adjusting to current rates as
over 21.9% of homeowners have a
rate over 6%.

More and more homes are selling
below their list price.
62% of home sellers sold for less
than the listing price in 2025, the
highest percentage since 2019.