TODAY’S MORTGAGE RATES

Mortgage Rates moved down approximately
.05% with The Mortgage Backed Security
(MBS) market trading up + 27 bps over the
past 7 days.   The 10 Year U.S. Treasury
currently sits at 4.1745%

Here are your Average Mortgage
Rates across the country according
to Mortgage News Daily.

A 30 Year Fixed Conventional Rate at
6.24% – equates to a $615.07 Principal
and Interest Payment per $100,000 in
Loan Amount. If you would like me to put
together scenarios for your situation, feel
free to contact me or use my Free
Mortgage Calculator below:

Mortgage Calculator – Green Home Loans

The big news last week was the
BLS Jobs Report and the CPI
Inflation index.

Job Numbers for October 2025
saw a loss of 105,000 jobs – much
weaker than expected, while November
2025 saw job creation of 45,000
jobs which was slightly more than
expected.

Unemployment went up from 4.4%
to 4.6%.

Remember that high unemployment and
low job creation usually improves
mortgage interest rates.

November’s CPI inflation report shows
inflation dropped from 3% to 2.7%.
Much better than expected.

Lower inflation typically helps
interest rates.

These 2 reports helped interest rates
improve this week.

There are a lot of characteristics
that go into a mortgage rate –
credit score, investor, loan to
value, loan amount, costs, etc.
Please call me to go over your specific
scenario so we can price your loan
out accurately.

Or you can get a Free Mortgage Quote
or Apply for a Mortgage with the links below.

Thank You! 

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2025 HOUSING MARKET IN REVIEW

Here is your 2025 Housing Market
in Review. Mortgage applications
for purchases are up 13% and
refinance applications are up 86%
in 2025 compared to 2024.

Hope you have a fantastic Holiday!